Signature Home Loans

Scott Green

Scott Green

Mortgage Loan Originator

NMLS # 155901

Office: (602) 248-4200 x 213

Mobile: (602) 577-8311

Fax: (602) 926-2636

Email: scott@scotthelps.com

At Signature Home Loans we aim to be your one stop shop for all your mortgage needs. Scott Green has been serving the Phoenix area, including Scottsdale, Peoria, Glendale and everywhere else in between for the past 22 years. Scott prides himself on being the most knowledgeable loan consultant in the Phoenix area and helping you understand the home loan options that are available to you. That way you can make an informed decision when choosing which home loan option is best for you.  Signature Home Loans is a local owned company, which means you’ll get the personal service and respect you deserve from your lender. We live, work, and play in the Phoenix area.

When choosing the right home loan, the most common loan program we help people with is a conventional loan. Conventional loan down payments start at 5% and have financial requirements. However if you have enough money saved for a down payment and have the financial history, this is a great option since you will end up paying less for your home over the life of the loan.

If you are purchasing a higher priced home and require a loan amount above $417,000 you will need a specific home loan program known as a jumbo loan. These loans were created specifically since conventional loan guidelines have a lending limit of $417,000. It’s important to work with an experienced jumbo loan lender like Signature Home Loans since we can get you the most competitive jumbo loan rates in the Phoenix area.

FHA loans are a great alternative to conventional loans. The minimum down payment for a FHA loan is 3.5%. On top of that the financial requirements are looser than conventional loans. Even though you don’t need to be a first time home buyer to qualify, a FHA loan is a very popular loan program for those with a short credit history, a not so perfect financial past, and don’t have a large down payment.

We offer both fixed and adjustable rate options for all of our home mortgages. Loan terms for fixed rate mortgage range from 10 to 30 years and we offer 3/1, 5/1, 7/1, and 10/1 adjustable rate loan terms. Adjustable rate mortgages usually have lower interest rates compared to fixed rate mortgages.